UK Salary Calculator

Calculate your take-home pay including bonus, pension, ESPP, and RSU (This calculation is given as an estimate and should not be used in place of financial advice)

Salary Details

Annual Bonus

Your target bonus percentage (paid quarterly)
100% = target performance, above/below adjusts bonus

Quarterly Breakdown:

Target per quarter: 2.5%

Actual per quarter: 2.5%

Annual bonus value: £5,000

Pension Contributions

ESPP Contributions

RSU (Restricted Stock Units)

Value of RSUs vesting this year (taxed as income)

How RSUs Work:

  • RSUs are taxed as income when they vest
  • Shares are automatically sold to cover tax + NI
  • You receive the remaining shares after tax

Results

Total Gross Income

£50,000

(Salary + Bonus + RSU)

Annual Income Tax

£7,486

Annual National Insurance

£4,504

Annual Take-Home (Cash)

£33,010

Monthly Take-Home (Cash)

£2,751

Annual Breakdown

Base Salary £50,000
Pension (Salary Sacrifice) -£5,000
ESPP (Post-tax) -£0
Taxable Income £45,000
Income Tax -£6,486
National Insurance -£3,888
Cash Take-Home £34,626
Total Take-Home (Cash + RSU) £34,626

Monthly Income Breakdown

Comparison: With vs Without Salary Sacrifice

Salary Sacrifice Sensitivity Analysis