UK Salary Calculator

Calculate your take-home pay including bonus, pension, ESPP, and RSU (Tax Year 2024/2025)

Salary Details

Annual Bonus

Your target bonus percentage (paid quarterly)
100% = target performance, above/below adjusts bonus

Quarterly Breakdown:

Target per quarter: 2.5%

Actual per quarter: 2.5%

Annual bonus value: £5,000

Pension Contributions

ESPP Contributions

RSU (Restricted Stock Units)

Value of RSUs vesting this year (taxed as income)

How RSUs Work:

  • RSUs are taxed as income when they vest
  • Shares are automatically sold to cover tax + NI
  • You receive the remaining shares after tax

Results

Total Gross Income

£50,000

(Salary + Bonus + RSU)

Annual Income Tax

£7,486

Annual National Insurance

£4,504

Annual Take-Home (Cash)

£33,010

Monthly Take-Home (Cash)

£2,751

Annual Breakdown

Base Salary £50,000
Pension (Salary Sacrifice) -£5,000
ESPP (Post-tax) -£0
Taxable Income £45,000
Income Tax -£6,486
National Insurance -£3,888
Cash Take-Home £34,626
Total Take-Home (Cash + RSU) £34,626

Monthly Income Breakdown

Comparison: With vs Without Salary Sacrifice

Salary Sacrifice Sensitivity Analysis